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Sponsor portfolioWelfare / HealthEIN 01-0280723
CREATIVE WORK SYSTEMS
10 SPEIRS STREET · WESTBROOK, ME 04092
2078791140
- Plans filed
- 5
- Years active
- 2015–2025
- Industry
- NAICS 62
- Latest filing
- 2025
Total premiums (latest)
$2.1M
No prior year
Persons covered
319
No prior year
Total participants
339
No prior year
Plans filed
5
No prior year
Plans under this sponsor
5 plans
Plan #508$2.1M
CREATIVE WORK SYSTEMS HEALTH & WELFARE PLAN
Fully insured319 covered·4 carriers
Primary: HARVARD PILGRIM HEALTH CARE
Plan #504$1.5M
CREATIVE WORK SYSTEMS FLEXIBLE BENEFIT PLAN
Mixed259 covered·1 carrier
Primary: HARVARD PILGRIM HEALTH CARE
Plan #503$29K
CREATIVE WORK SYSTEMS LIFE AD&D PLAN
Fully insured281 covered·1 carrier
Primary: PRUDENTIAL
Plan #506$18K
CREATIVE WORK SYSTEMS LONG TERM DISABILITY PROTECTION PLAN
Fully insured281 covered·1 carrier
Primary: PRUDENTIAL
Plan #507$0
CREATIVE WORK SYSTEMS EMPLOYEE WEEKLY INCOME PLAN
Self-funded0 covered·0 carriers
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $2.0M | 79.6% | |
| Life | $118K | 4.8% | |
| Short-term disability | $118K | 4.8% | |
| Long-term disability | $118K | 4.8% | |
| Other | $118K | 4.8% | |
| Vision | $18K | 0.8% | |
| Dental | $11K | 0.4% |
Carrier overview
4 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 042452600 | H | $2.0M | 93.0% | 1 | 1 | 249 |
EIN 060838648 | LSTDLTDOth | $118K | 5.6% | 1 | 1 | 274 |
EIN 470098400 | V | $18K | 0.9% | 1 | 1 | 319 |
EIN 135123390 | D | $11K | 0.5% | 1 | 1 | 172 |
Broker overview
1 broker · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| PAQUIN & CARROLL LLC | BIDDEFORD, ME | HARVARD PILGRIM HEALTH CARE, HARTFORD LIFE AND ACCIDENT, AMERITAS LIFE INSURANCE CORP. | $55K | $8K | $63K | 100.0% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan