Skilled nursing and residential care facilities in New Mexico
PlanOptica tracks 5 health and welfare plans sponsored by 5 skilled nursing and residential care facilities in New Mexico, covering 609 participants and $2.0M in reported insurance premiums (plan year 2024 to 2025 filings). The median plan has 128 participants, and the most common size is 100 to 249 participants (60% of plans). Most of these plans are self-funded or mixed (60%), so stop-loss and TPA relationships matter as much as the medical carrier.
Unitedhealthcare Insurance Company leads by premium with a 48% share, followed by HCC Life Insurance Company at 24%. Gis Benefits, Inc is the broker of record on 2 plans, more than any other firm, ahead of Hub International Ins. Svcs., Inc (2). 100% of plans report broker compensation on Schedule A; the median brokered plan pays $24K a year, about 12.5% of premium. Carlsbad, Albuquerque and Ruidoso have the most plans.
Funding mix
- Mixed3 · 60%
- Fully insured2 · 40%
Plan size (participants)
- Under 1002 · 40%
- 100 to 2493 · 60%
- 250 to 4990 · 0%
- 500 to 9990 · 0%
- 1,000 or more0 · 0%
Median plan: 128 participants. Median broker comp: 12.5% of premium across 5 brokered plans.
Top carriers, skilled nursing, New Mexico
- 1Unitedhealthcare Insurance Company$982K1 plans · 48.0%
- 2HCC Life Insurance Company$499K1 plans · 24.4%
- 3The Guardian Life Insurance Company of America$396K2 plans · 19.3%
- 4United of Omaha Life Insurance Company$67K1 plans · 3.3%
- 5Combined Insurance$27K1 plans · 1.3%
- 6New York Life Group Benefit Solutions$26K1 plans · 1.3%
- 7Principal Life Insurance Company$19K1 plans · 0.9%
- 8Vision Service Plan$13K1 plans · 0.6%
- 9Metlife Legal Plans$12K2 plans · 0.6%
- 10Presbyterian Healthcare Services Dba the Solutions Group$6K1 plans · 0.3%
Top brokers, skilled nursing, New Mexico
- 1Gis Benefits, Inc2 plans$5K comp · 40.0%
- 2Hub International Ins. Svcs., Inc2 plans$3K comp · 40.0%
- 3Bia Benefits Consulting LLC1 plans$60K comp · 20.0%
- 4Usi Insurance Services LLC1 plans$44K comp · 20.0%
- 5Mark Stephen Mettille1 plans$16K comp · 20.0%
- 6Aon Consulting Inc1 plans$5K comp · 20.0%
- 7Boon-Chapman Benefit Administrators1 plans$2K comp · 20.0%
- 8Big Benefit Corp1 plans$9 comp · 20.0%
- 9Ginger Reyna1 plans$8 comp · 20.0%
- 10Inspired Associates1 plans$8 comp · 20.0%
Largest skilled nursing and residential care facilities in New Mexico
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Carem Management Services, LLC Carem Management Services Health & Welfare PlansAll plans | Albuquerque | Fully insured | 216 | $849K | HCC Life Insurance Company |
| Lakeview Christian Home of the Southwest, Inc Lakeview Christian Home Flexible Benefit PlanAll plans | Carlsbad | Mixed | 166 | $31K | New York Life Group Insurance Company of New York |
| Carc, Inc Carc, Inc. Cafeteria PlanAll plans | Carlsbad | Mixed | 128 | $80K | The Guardian Life Insurance Company of America |
| Good Life Senior Living Management Company (Tascosa) Good Life Senior Living Management Company Welfare Benefit PlanAll plans | Ruidoso | Mixed | 99 | $19K | Principal Life Insurance Company |
| Haverland Carter Lifestyle Group Operating, LLC LA Vida Llena Cafeteria PlanAll plans | Albuquerque | Fully insured | 0 | $1.1M | Unitedhealthcare Insurance Company |
Plans by city in New Mexico
Frequently asked questions
How many skilled nursing and residential care facilities in New Mexico offer an ERISA health plan?
5 health and welfare plans from 5 skilled nursing and residential care facilities in New Mexico appear in plan year 2024 to 2025 filings on Form 5500, covering 609 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most skilled nursing and residential care facilities in New Mexico?
By Schedule A premium: Unitedhealthcare Insurance Company (48% of premium, 1 plan), HCC Life Insurance Company (24% of premium, 1 plan) and The Guardian Life Insurance Company of America (19% of premium, 2 plans).
Which benefits brokers work with skilled nursing and residential care facilities in New Mexico?
By number of client plans: Gis Benefits, Inc (2 plans), Hub International Ins. Svcs., Inc (2 plans) and Bia Benefits Consulting LLC (1 plan). 100% of plans report a broker.
How much do brokers earn on skilled nursing and residential care facilities health plans in New Mexico?
The median brokered plan reports $24K a year in broker commissions and fees, or 12.5% of premium. Figures come from Schedule A, Part I.
Are skilled nursing and residential care facilities health plans in New Mexico self-funded or fully insured?
Mixed 60% and fully insured 40%. Self-funded and mixed plans together make up 60%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Nursing and residential care facilities (Form 5500 code 623000, which also covers assisted living), plus healthcare employers whose name says nursing or skilled care.
Prospect skilled nursing and residential care facilities in New Mexico
Open the welfare search with New Mexico and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Skilled nursing in nearby states
Other healthcare specialties in New Mexico
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2024-2025). Nursing and residential care facilities (Form 5500 code 623000, which also covers assisted living), plus healthcare employers whose name says nursing or skilled care. Location is the sponsor's filing address in New Mexico.