Skilled nursing and residential care facilities in Nevada
PlanOptica tracks 3 health and welfare plans sponsored by 3 skilled nursing and residential care facilities in Nevada, covering 612 participants and $3.1M in reported insurance premiums (plan year 2025 filings). The median plan has 250 participants, and the most common size is 250 to 499 participants (67% of plans). Most of these plans are self-funded or mixed (67%), so stop-loss and TPA relationships matter as much as the medical carrier.
Health Plan of Nevada/Sierra Health and Life dominates premium with a 86% share, followed by The Guardian Life Insurance Company of America at 10%. Brown & Brown Insurance of Nevada is the broker of record on 2 plans, more than any other firm, ahead of M3 Insurance Solutions Inc (1). 100% of plans report broker compensation on Schedule A; the median brokered plan pays $18K a year, about 9.6% of premium. Las Vegas and Carson City have the most plans.
Funding mix
- Mixed2 · 67%
- Fully insured1 · 33%
Plan size (participants)
- Under 1000 · 0%
- 100 to 2491 · 33%
- 250 to 4992 · 67%
- 500 to 9990 · 0%
- 1,000 or more0 · 0%
Median plan: 250 participants. Median broker comp: 9.6% of premium across 3 brokered plans.
Top carriers, skilled nursing, Nevada
- 1Health Plan of Nevada/Sierra Health and Life$2.7M1 plans · 86.1%
- 2The Guardian Life Insurance Company of America$306K2 plans · 9.9%
- 3Colonial Life & Accident Insurance Company$54K1 plans · 1.7%
- 4Sun Life Assurance Company of Canada$52K1 plans · 1.7%
- 5Fidelity Security Life Insurance Company$12K1 plans · 0.4%
- 6Behavioral Healthcare Options, Inc$6K1 plans · 0.2%
Top brokers, skilled nursing, Nevada
- 1Brown & Brown Insurance of Nevada2 plans$153K comp · 66.7%
- 2M3 Insurance Solutions Inc1 plans$15K comp · 33.3%
- 3Maria McGlothen1 plans$4K comp · 33.3%
- 4Strategic Non-Medical Solution1 plans$3K comp · 33.3%
- 5Jennon M Caruth1 plans$2K comp · 33.3%
- 6Watchtower Benefits LLC1 plans$989 comp · 33.3%
- 7Benefitting You Inc1 plans$771 comp · 33.3%
- 8Alida J Rejon1 plans$471 comp · 33.3%
- 9Anthony Thomas Thielges1 plans$178 comp · 33.3%
- 10Omega Financial and Insurance1 plans$118 comp · 33.3%
Largest skilled nursing and residential care facilities in Nevada
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Real Property Health Care Facilities Corp Real Property Health Care Facilities Corp. Welfare Benefit PlanAll plans | Las Vegas | Mixed | 261 | $185K | The Guardian Life Insurance Company of America |
| Nathan Adelson Hospice, Inc Nathan Adelson Hospice, Inc. Health & Welfare PlanAll plans | Las Vegas | Fully insured | 250 | $2.8M | Unitedhealthcare Insurance Company |
| Mission Senior Living, LLC Mission Senior Living, LLC Health and Welfare PlanAll plans | Carson City | Mixed | 101 | $64K | Sun Life Assurance Company of Canada |
Plans by city in Nevada
Frequently asked questions
How many skilled nursing and residential care facilities in Nevada offer an ERISA health plan?
3 health and welfare plans from 3 skilled nursing and residential care facilities in Nevada appear in plan year 2025 filings on Form 5500, covering 612 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most skilled nursing and residential care facilities in Nevada?
By Schedule A premium: Health Plan of Nevada/Sierra Health and Life (86% of premium, 1 plan), The Guardian Life Insurance Company of America (10% of premium, 2 plans) and Colonial Life & Accident Insurance Company (2% of premium, 1 plan).
Which benefits brokers work with skilled nursing and residential care facilities in Nevada?
By number of client plans: Brown & Brown Insurance of Nevada (2 plans), M3 Insurance Solutions Inc (1 plan) and Maria McGlothen (1 plan). 100% of plans report a broker.
How much do brokers earn on skilled nursing and residential care facilities health plans in Nevada?
The median brokered plan reports $18K a year in broker commissions and fees, or 9.6% of premium. Figures come from Schedule A, Part I.
Are skilled nursing and residential care facilities health plans in Nevada self-funded or fully insured?
Mixed 67% and fully insured 33%. Self-funded and mixed plans together make up 67%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Nursing and residential care facilities (Form 5500 code 623000, which also covers assisted living), plus healthcare employers whose name says nursing or skilled care.
Prospect skilled nursing and residential care facilities in Nevada
Open the welfare search with Nevada and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Skilled nursing in nearby states
Other healthcare specialties in Nevada
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2025). Nursing and residential care facilities (Form 5500 code 623000, which also covers assisted living), plus healthcare employers whose name says nursing or skilled care. Location is the sponsor's filing address in Nevada.