Physician practices in North Dakota
PlanOptica tracks 4 health and welfare plans sponsored by 4 physician practices in North Dakota, covering 371 participants and $3.8M in reported insurance premiums (plan year 2025 filings). The median plan has 115 participants, and the most common size is 100 to 249 participants (75% of plans). Fully insured coverage is the norm (75% of plans); only 25% are self-funded or mixed.
Blue Cross Blue Shield of North Dakota leads by premium with a 47% share, followed by Sanford Health Plan at 47%. Hub International Great Plains LLC is the broker of record on 1 plan, more than any other firm, ahead of Marsh & McLennan Agency LLC (1). 50% of plans report broker compensation on Schedule A; the median brokered plan pays $26K a year, about 9.8% of premium. Bismarck and Fargo have the most plans.
Funding mix
- Fully insured3 · 75%
- Self-funded1 · 25%
Plan size (participants)
- Under 1001 · 25%
- 100 to 2493 · 75%
- 250 to 4990 · 0%
- 500 to 9990 · 0%
- 1,000 or more0 · 0%
Median plan: 115 participants. Median broker comp: 9.8% of premium across 2 brokered plans.
Top carriers, physicians, North Dakota
Top brokers, physicians, North Dakota
Largest physician practices in North Dakota
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Family Healthcare Center Family Healthcare Center Dba Family Healthcare Health and Welfare Benefit PlanAll plans | Fargo | Fully insured | 141 | $1.9M | Sanford Health Plan |
| Dakota Eye Institute, PC Dakota Eye Institute, PC Life & Ltd PlanAll plans | Bismarck | Fully insured | 129 | $77K | Standard Insurance Company |
| The Bone & Joint Center, P.C The Bone & Joint Center Medical PlanAll plans | Bismarck | Fully insured | 101 | $1.8M | Blue Cross of California |
| Mid Dakota Clinic, P.C Mid-Dakota Clinic, P.C. 401(k) Profit Sharing Plan and TrustAll plans | Bismarck | Self-funded | 0 | - | - |
Plans by city in North Dakota
Frequently asked questions
How many physician practices in North Dakota offer an ERISA health plan?
4 health and welfare plans from 4 physician practices in North Dakota appear in plan year 2025 filings on Form 5500, covering 371 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most physician practices in North Dakota?
By Schedule A premium: Blue Cross Blue Shield of North Dakota (47% of premium, 1 plan), Sanford Health Plan (47% of premium, 1 plan) and Lincoln National Life Insurance Company (4% of premium, 1 plan).
Which benefits brokers work with physician practices in North Dakota?
By number of client plans: Hub International Great Plains LLC (1 plan) and Marsh & McLennan Agency LLC (1 plan). 50% of plans report a broker.
How much do brokers earn on physician practices health plans in North Dakota?
The median brokered plan reports $26K a year in broker commissions and fees, or 9.8% of premium. Figures come from Schedule A, Part I.
Are physician practices health plans in North Dakota self-funded or fully insured?
Fully insured 75% and self-funded 25%. Self-funded and mixed plans together make up 25%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Offices of physicians (NAICS 621111) and of mental health physicians (621112).
Prospect physician practices in North Dakota
Open the welfare search with North Dakota and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Physicians in nearby states
Other healthcare specialties in North Dakota
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2025). Offices of physicians (NAICS 621111) and of mental health physicians (621112). Location is the sponsor's filing address in North Dakota.