Insurance carrier

US ALLIANCE LIFE AND SECURITY COMPANY

Total premium: $190K
Filings: 5
Sponsors: 5
Covered lives: 498
Market share: 0.00%

life: 5ltd: 1

Funding-model mix

The strategic axis. Fully-insured carriers underwrite the risk; ASO/self-funded carriers admin only. MEWA = multi-employer welfare arrangement.

Fully insured375.0%
Mixed125.0%

Benefit-line mix

Contract counts by benefit type. Monoline carriers concentrate in one wedge; full-suite carriers spread across many.

Life583.3%
Long-term disability116.7%

Top states · with penetration index

Plan count by state. Index > 1.0 means over-indexed vs the national share; the carrier dominates that state.

State	Plans	Premium	State share	Index
KS	2	$109K	0.2%	67.33x
NE	1	$56K	0.1%	40.23x
MO	1	$15K	0.0%	4.47x

Top industries by premium

NAICS-2 sectors where this carrier writes the most welfare premium.

Sponsor-size mix

Plan count by total participants. Mid-market sales motion vs jumbo enterprise looks completely different.

Prospect-flag exposure · vs market baseline

Share of US ALLIANCE LIFE AND SECURITY COMPANY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-4 of 4 sponsors where US ALLIANCE LIFE AND SECURITY COMPANY is the primary carrier (latest filing per plan)

Sponsor	Loc	Premium	Covered	Funding	Broker
ALLEN, GIBBS & HOULIK, L.C. ALLEN, GIBBS & HOULIK, L.C. CAFETERIA PLAN	KS	$109K	121	mixed	INSIGHT WEALTH STRATEGIES LLC
NEBRASKA PLASTICS, INC. NEBRASKA PLASTICS, INC. LIFE AND LTD PLAN	NE	$56K	147	fully insured	JEFF CORNELIUS
IATSE LOCAL 31 IATSE LOCAL 31 LIFE AND VISION	MO	$15K	104	fully insured	GALLAGHER BENEFIT SERVICES, INC.
HESS SERVICES, INC. HESS SERVICES, INC. EMPLOYEE LIFE AND AD&D PLAN	KS	$0	0	fully insured	—

State

Plans

Premium

State share

Index

$109K

0.2%

67.33x

$56K

0.1%

40.23x

$15K

0.0%

4.47x

Sponsor

Loc

Premium

Covered

Funding

Broker

ALLEN, GIBBS & HOULIK, L.C.

ALLEN, GIBBS & HOULIK, L.C. CAFETERIA PLAN

$109K

121

mixed

INSIGHT WEALTH STRATEGIES LLC

NEBRASKA PLASTICS, INC.

NEBRASKA PLASTICS, INC. LIFE AND LTD PLAN

$56K

147

fully insured

JEFF CORNELIUS

IATSE LOCAL 31

IATSE LOCAL 31 LIFE AND VISION

$15K

104

fully insured

GALLAGHER BENEFIT SERVICES, INC.

HESS SERVICES, INC.

HESS SERVICES, INC. EMPLOYEE LIFE AND AD&D PLAN

fully insured

—