Insurance carrier

UNITED HEALTHCARE - MS

Total premium: $3.6M
Filings: 6
Sponsors: 6
Covered lives: 5,894
Market share: 0.00%

health: 3dental: 2vision: 2life: 1std: 1ltd: 1

Funding-model mix

The strategic axis. Fully-insured carriers underwrite the risk; ASO/self-funded carriers admin only. MEWA = multi-employer welfare arrangement.

Mixed266.7%
Fully insured133.3%

Benefit-line mix

Contract counts by benefit type. Monoline carriers concentrate in one wedge; full-suite carriers spread across many.

Health330.0%
Dental220.0%
Vision220.0%
Life110.0%
Short-term disability110.0%
Long-term disability110.0%

Top states · with penetration index

Plan count by state. Index > 1.0 means over-indexed vs the national share; the carrier dominates that state.

State	Plans	Premium	State share	Index
TX	1	$0	0.0%	5.57x
MS	1	$525K	0.2%	82.83x
FL	1	$1.6M	0.0%	8.46x

Top industries by premium

NAICS-2 sectors where this carrier writes the most welfare premium.

Sponsor-size mix

Plan count by total participants. Mid-market sales motion vs jumbo enterprise looks completely different.

Prospect-flag exposure · vs market baseline

Share of UNITED HEALTHCARE - MS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where UNITED HEALTHCARE - MS is the primary carrier (latest filing per plan)

Sponsor	Loc	Premium	Covered	Funding	Broker
INSULATORS AND ALLIED WORKERS NATIONAL MEDICAL FUND BOARD OF TRUSTEES INSULATORS AND ALLIED WORKERS NATIONAL MEDICAL FUND	FL	$1.6M	4,244	mixed	—
SOUTHERN FARM BUREAU LIFE INSURANCE COMPANY SOUTHERN FARM BUREAU GROUP HEALTH AND MEDICAL INSURANCE PLAN FOR EMPLOYEES	MS	$525K	640	mixed	HUB INTERNATIONAL MIDWEST LIMITED
ABC PEST CONTROL OF DFW ABC PEST CONTROL OF DFW DBA ABC HOME AND COMMERCIAL SERVICES HEALTH & WELFARE BENEFIT PLAN	TX	$0	213	fully insured	—

State

Plans

Premium

State share

Index

0.0%

5.57x

$525K

0.2%

82.83x

$1.6M

0.0%

8.46x

Sponsor

Loc

Premium

Covered

Funding

Broker

INSULATORS AND ALLIED WORKERS NATIONAL MEDICAL FUND BOARD OF TRUSTEES

INSULATORS AND ALLIED WORKERS NATIONAL MEDICAL FUND

$1.6M

4,244

mixed

—

SOUTHERN FARM BUREAU LIFE INSURANCE COMPANY

SOUTHERN FARM BUREAU GROUP HEALTH AND MEDICAL INSURANCE PLAN FOR EMPLOYEES

$525K

640

mixed

HUB INTERNATIONAL MIDWEST LIMITED

ABC PEST CONTROL OF DFW

ABC PEST CONTROL OF DFW DBA ABC HOME AND COMMERCIAL SERVICES HEALTH & WELFARE BENEFIT PLAN

213

fully insured

—