Insurance carrier

UNION HEALTH SERVICE INC.

health: 1vision: 1drug: 1

Funding-model mix

The strategic axis. Fully-insured carriers underwrite the risk; ASO/self-funded carriers admin only. MEWA = multi-employer welfare arrangement.

Benefit-line mix

Contract counts by benefit type. Monoline carriers concentrate in one wedge; full-suite carriers spread across many.

Top states · with penetration index

Plan count by state. Index > 1.0 means over-indexed vs the national share; the carrier dominates that state.

State	Plans	Premium	State share	Index
IL	2	$67.9M	0.0%	28.47x

Top industries by premium

NAICS-2 sectors where this carrier writes the most welfare premium.

Sponsor-size mix

Plan count by total participants. Mid-market sales motion vs jumbo enterprise looks completely different.

Prospect-flag exposure · vs market baseline

Share of UNION HEALTH SERVICE INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where UNION HEALTH SERVICE INC. is the primary carrier (latest filing per plan)

Sponsor	Loc	Premium	Covered	Funding	Broker
TRUSTEES OF SEIU LOCAL 1 & PARTICIPATING EMPLOYERS HEALTH TRUST SEIU LOCAL 1 & PARTICIPATING EMPLOYERS HEALTH TRUS	IL	$52.6M	11,910	mixed	—
LOCAL 1 HEALTH FUND LOCAL NO. 1 HEALTH FUND	IL	$15.3M	11,137	mixed	—