Insurance carrier

TRANSAMERICA LIFE INSURANCE COMPANY

Total premium: $183.0M
Filings: 1,199
Sponsors: 1,199
Covered lives: 316,085
Market share: 0.06%

health: 264dental: 22vision: 11life: 516std: 132ltd: 47drug: 28stopLoss: 7

Funding-model mix

The strategic axis. Fully-insured carriers underwrite the risk; ASO/self-funded carriers admin only. MEWA = multi-employer welfare arrangement.

Mixed3052.6%
Fully insured2747.4%

Benefit-line mix

Contract counts by benefit type. Monoline carriers concentrate in one wedge; full-suite carriers spread across many.

Life51650.2%
Health26425.7%
Short-term disability13212.9%
Long-term disability474.6%
Prescription drug282.7%
Dental222.1%
Vision111.1%
Stop-loss70.7%

Top states · with penetration index

Plan count by state. Index > 1.0 means over-indexed vs the national share; the carrier dominates that state.

State	Plans	Premium	State share	Index
TX	7	$2.9M	0.1%	2.05x
FL	6	$3.1M	0.1%	2.67x
PA	4	$3.4M	0.1%	1.68x
IA	4	$18.6M	0.4%	7.38x
VA	3	$133K	0.1%	2.42x
IL	3	$2.1M	0.1%	1.50x
WI	2	$952K	0.1%	1.86x
TN	2	$1.8M	0.1%	2.28x
OH	2	$879K	0.0%	0.27x
NH	2	$899K	0.5%	9.91x

Top industries by premium

NAICS-2 sectors where this carrier writes the most welfare premium.

Sponsor-size mix

Plan count by total participants. Mid-market sales motion vs jumbo enterprise looks completely different.

Premium per participant · vs market median

Median annual premium per participant on TRANSAMERICA LIFE INSURANCE COMPANY's book vs the welfare-wide median, split by funding model.

Funding types with fewer than 5 plans suppressed (medians are unstable).

Prospect-flag exposure · vs market baseline

Share of TRANSAMERICA LIFE INSURANCE COMPANY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

51-57 of 57 sponsors where TRANSAMERICA LIFE INSURANCE COMPANY is the primary carrier (latest filing per plan)

Sponsor	Loc	Premium	Covered	Funding	Broker
UNITED SERVICES, INC. UNITED SERVICES, INC. HEALTH & WELFARE PLAN	FL	$15K	23	fully insured	THE BOON INSURANCE AGENCY
PLEASANTS CONSTRUCTION, INC. PLEASANTS CONSTRUCTION, INC. HEALTHPLAN	MD	$12K	139	mixed	USI INSURANCE SERVICES LLC
NW NATURAL WATER COMPANY LLC NW NATURAL WATER COMPANY LLC	OR	$11K	1	mixed	PAYCHEX INSURANCE AGENCY, INC.
IQS, INC. IQS, INC. LIFE INSURANCE PLAN	TX	$10K	0	fully insured	BCI INSURANCE SOLUTIONS INC
GB2G, INC. DBA ALLSWELL GB2G, INC. DBA ALLSWELL	GA	$7K	39	mixed	TRANSAMERICA
RECORD STEEL & CONSTRUCTION INC. RECORD STEEL & CONSTRUCTION INC. DBA RSCI, INC. HEALTH AND WELFARE PLAN	ID	$7K	191	mixed	PROPEL INSURANCE AGENCY, LLC
BODENSTEINER IMPLEMENT CO., INC. BODENSTEINER IMPLEMENT, CO. LIFE PLAN	IA	$7K	235	fully insured	CALVIN J KOHLENBERG

State

Plans

Premium

State share

Index

$2.9M

0.1%

2.05x

$3.1M

0.1%

2.67x

$3.4M

0.1%

1.68x

$18.6M

0.4%

7.38x

$133K

0.1%

2.42x

$2.1M

0.1%

1.50x

$952K

0.1%

1.86x

$1.8M

0.1%

2.28x

$879K

0.0%

0.27x

$899K

0.5%

9.91x

Sponsor

Loc

Premium

Covered

Funding

Broker

UNITED SERVICES, INC.

UNITED SERVICES, INC. HEALTH & WELFARE PLAN

$15K

fully insured

THE BOON INSURANCE AGENCY

PLEASANTS CONSTRUCTION, INC.

PLEASANTS CONSTRUCTION, INC. HEALTHPLAN

$12K

139

mixed

USI INSURANCE SERVICES LLC

NW NATURAL WATER COMPANY LLC

$11K

mixed

PAYCHEX INSURANCE AGENCY, INC.

IQS, INC.

IQS, INC. LIFE INSURANCE PLAN

$10K

fully insured

BCI INSURANCE SOLUTIONS INC

GB2G, INC. DBA ALLSWELL

$7K

mixed

TRANSAMERICA

RECORD STEEL & CONSTRUCTION INC.

RECORD STEEL & CONSTRUCTION INC. DBA RSCI, INC. HEALTH AND WELFARE PLAN

$7K

191

mixed

PROPEL INSURANCE AGENCY, LLC

BODENSTEINER IMPLEMENT CO., INC.

BODENSTEINER IMPLEMENT, CO. LIFE PLAN

$7K

235

fully insured

CALVIN J KOHLENBERG