Insurance carrier

SUTTER HEALTH PLAN

Total premium: $234.0M
Filings: 307
Sponsors: 307
Covered lives: 36,179
Market share: 0.08%

health: 302vision: 2drug: 294

Funding-model mix

The strategic axis. Fully-insured carriers underwrite the risk; ASO/self-funded carriers admin only. MEWA = multi-employer welfare arrangement.

Fully insured4989.1%
Mixed610.9%

Benefit-line mix

Contract counts by benefit type. Monoline carriers concentrate in one wedge; full-suite carriers spread across many.

Health30250.5%
Prescription drug29449.2%
Vision20.3%

Top states · with penetration index

Plan count by state. Index > 1.0 means over-indexed vs the national share; the carrier dominates that state.

State	Plans	Premium	State share	Index
CA	55	$152.2M	0.6%	12.75x

Top industries by premium

NAICS-2 sectors where this carrier writes the most welfare premium.

Sponsor-size mix

Plan count by total participants. Mid-market sales motion vs jumbo enterprise looks completely different.

Premium per participant · vs market median

Median annual premium per participant on SUTTER HEALTH PLAN's book vs the welfare-wide median, split by funding model.

Funding types with fewer than 5 plans suppressed (medians are unstable).

Prospect-flag exposure · vs market baseline

Share of SUTTER HEALTH PLAN's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

51-55 of 55 sponsors where SUTTER HEALTH PLAN is the primary carrier (latest filing per plan)

Sponsor	Loc	Premium	Covered	Funding	Broker
COKEVA COKEVA HEALTH AND WELFARE BENEFIT PLAN	CA	$759K	234	fully insured	VERUS INSURANCE SERVICES
SACRAMENTO ENT MEDICAL GROUP, INC. SACRAMENTO ENT MEDICAL GROUP, INC. WELFARE BENEFITS PLAN	CA	$751K	133	fully insured	EPIC
STRAUCH MANAGEMENT LLC STRAUCH MANAGEMENT LLC WELFARE BENEFIT PLAN	CA	$584K	125	fully insured	VANTREO INSURANCE BROKERAGE
PARC HOLDING COMPANY, LLC PARC HOLDING COMPANY WELFARE BENEFIT PLAN	CA	$549K	122	fully insured	JEAN-SEBASTIEN GAGNON
GEWEKE REAL ESTATE GEWEKE REAL ESTATE HEALTH AND WELFARE PLAN	CA	$463K	178	fully insured	HUB INTERNATIONAL

State

Plans

Premium

State share

Index

$152.2M

0.6%

12.75x

Sponsor

Loc

Premium

Covered

Funding

Broker

COKEVA

COKEVA HEALTH AND WELFARE BENEFIT PLAN

$759K

234

fully insured

VERUS INSURANCE SERVICES

SACRAMENTO ENT MEDICAL GROUP, INC.

SACRAMENTO ENT MEDICAL GROUP, INC. WELFARE BENEFITS PLAN

$751K

133

fully insured

EPIC

STRAUCH MANAGEMENT LLC

STRAUCH MANAGEMENT LLC WELFARE BENEFIT PLAN

$584K

125

fully insured

VANTREO INSURANCE BROKERAGE

PARC HOLDING COMPANY, LLC

PARC HOLDING COMPANY WELFARE BENEFIT PLAN

$549K

122

fully insured

JEAN-SEBASTIEN GAGNON

GEWEKE REAL ESTATE

GEWEKE REAL ESTATE HEALTH AND WELFARE PLAN

$463K

178

fully insured

HUB INTERNATIONAL