Insurance carrier

BIND BENEFITS, INC. DBA SUREST

health: 7drug: 2

Funding-model mix

The strategic axis. Fully-insured carriers underwrite the risk; ASO/self-funded carriers admin only. MEWA = multi-employer welfare arrangement.

Benefit-line mix

Contract counts by benefit type. Monoline carriers concentrate in one wedge; full-suite carriers spread across many.

Top states · with penetration index

Plan count by state. Index > 1.0 means over-indexed vs the national share; the carrier dominates that state.

State	Plans	Premium	State share	Index
VA	1	$2.6M	0.0%	23.03x
NJ	1	$6.0M	0.0%	23.28x

Top industries by premium

NAICS-2 sectors where this carrier writes the most welfare premium.

Sponsor-size mix

Plan count by total participants. Mid-market sales motion vs jumbo enterprise looks completely different.

Prospect-flag exposure · vs market baseline

Share of BIND BENEFITS, INC. DBA SUREST's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where BIND BENEFITS, INC. DBA SUREST is the primary carrier (latest filing per plan)

Sponsor	Loc	Premium	Covered	Funding	Broker
JACKSON HEWITT TAX SERVICE INC. JACKSON HEWITT TAX SERVICES, INC. WELFARE BENEFITS PLAN	NJ	$6.0M	706	fully insured	HUB INTERNATIONAL MIDWEST LIMITED
SOUTHLAND CONCRETE SOUTHLAND CONCRETE WELFARE BENEFIT PLAN	VA	$2.6M	321	fully insured	—