Insurance carrier

RYDER HEALTH PLAN, INC.

health: 1dental: 1drug: 1

Funding-model mix

The strategic axis. Fully-insured carriers underwrite the risk; ASO/self-funded carriers admin only. MEWA = multi-employer welfare arrangement.

Benefit-line mix

Contract counts by benefit type. Monoline carriers concentrate in one wedge; full-suite carriers spread across many.

Top states · with penetration index

Plan count by state. Index > 1.0 means over-indexed vs the national share; the carrier dominates that state.

State	Plans	Premium	State share	Index
PR	1	$982K	0.2%	223.06x

Top industries by premium

NAICS-2 sectors where this carrier writes the most welfare premium.

Sponsor-size mix

Plan count by total participants. Mid-market sales motion vs jumbo enterprise looks completely different.

Prospect-flag exposure · vs market baseline

Share of RYDER HEALTH PLAN, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where RYDER HEALTH PLAN, INC. is the primary carrier (latest filing per plan)

Sponsor	Loc	Premium	Covered	Funding	Broker
RYDER MEMORIAL HOSPITAL INC. RYDER MEMORIAL HOSPITAL INC HEALTHCARE AND WELFARE BENEFITS PLAN	PR	$982K	203	fully insured	FULCRO INSURANCE GROUP