Insurance carrier

ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC.

Total premium: $546.3M
Filings: 284
Sponsors: 284
Covered lives: 185,044
Market share: 0.19%

health: 213dental: 132vision: 137life: 10std: 4ltd: 4drug: 100stopLoss: 16

Funding-model mix

The strategic axis. Fully-insured carriers underwrite the risk; ASO/self-funded carriers admin only. MEWA = multi-employer welfare arrangement.

Fully insured7976.0%
Mixed1615.4%
MEWA98.7%

Benefit-line mix

Contract counts by benefit type. Monoline carriers concentrate in one wedge; full-suite carriers spread across many.

Health21334.6%
Vision13722.2%
Dental13221.4%
Prescription drug10016.2%
Stop-loss162.6%
Life101.6%
Short-term disability40.6%
Long-term disability40.6%

Top states · with penetration index

Plan count by state. Index > 1.0 means over-indexed vs the national share; the carrier dominates that state.

State	Plans	Premium	State share	Index
NV	58	$155.6M	11.4%	126.10x
CO	38	$161.4M	2.7%	29.69x
TX	3	$33.1M	0.0%	0.48x
NY	1	$566K	0.0%	0.19x
MA	1	$12.9M	0.0%	0.44x
DE	1	$6.3M	0.4%	3.94x
CA	1	$2.8M	0.0%	0.12x
AZ	1	$1.4M	0.1%	0.83x

Top industries by premium

NAICS-2 sectors where this carrier writes the most welfare premium.

Sponsor-size mix

Plan count by total participants. Mid-market sales motion vs jumbo enterprise looks completely different.

Premium per participant · vs market median

Median annual premium per participant on ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC.'s book vs the welfare-wide median, split by funding model.

Funding types with fewer than 5 plans suppressed (medians are unstable).

Prospect-flag exposure · vs market baseline

Share of ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

101-104 of 104 sponsors where ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. is the primary carrier (latest filing per plan)

Sponsor	Loc	Premium	Covered	Funding	Broker
NEXT LEVEL RESOURCE PARTNERS NLRP DENTAL PLAN	CO	$60K	174	fully insured	USI INSURANCE SERVICES LLC
NEXT LEVEL RESOURCE PARTNERS NLRP DENTAL PLAN	CO	$60K	174	fully insured	USI INSURANCE SERVICES LLC
PROTHERA, INC. VISION PLAN	NV	$14K	221	fully insured	LP INSURANCE SERVICES, INC.
IO STAFFING, INC IO STAFFING, INC VISION PLAN	NV	$13K	242	fully insured	DELTA INSURANCE AGENCY

State

Plans

Premium

State share

Index

$155.6M

11.4%

126.10x

$161.4M

2.7%

29.69x

$33.1M

0.0%

0.48x

$566K

0.0%

0.19x

$12.9M

0.0%

0.44x

$6.3M

0.4%

3.94x

$2.8M

0.0%

0.12x

$1.4M

0.1%

0.83x

Sponsor

Loc

Premium

Covered

Funding

Broker

NEXT LEVEL RESOURCE PARTNERS

NLRP DENTAL PLAN

$60K

174

fully insured

USI INSURANCE SERVICES LLC

NEXT LEVEL RESOURCE PARTNERS

NLRP DENTAL PLAN

$60K

174

fully insured

USI INSURANCE SERVICES LLC

PROTHERA, INC.

VISION PLAN

$14K

221

fully insured

LP INSURANCE SERVICES, INC.

IO STAFFING, INC

IO STAFFING, INC VISION PLAN

$13K

242

fully insured

DELTA INSURANCE AGENCY