Insurance carrier

PROCARE RX

health: 4drug: 9

Funding-model mix

The strategic axis. Fully-insured carriers underwrite the risk; ASO/self-funded carriers admin only. MEWA = multi-employer welfare arrangement.

Benefit-line mix

Contract counts by benefit type. Monoline carriers concentrate in one wedge; full-suite carriers spread across many.

Top states · with penetration index

Plan count by state. Index > 1.0 means over-indexed vs the national share; the carrier dominates that state.

State	Plans	Premium	State share	Index
NE	1	$385K	0.1%	81.00x
MI	1	$211K	0.0%	20.56x

Top industries by premium

NAICS-2 sectors where this carrier writes the most welfare premium.

Sponsor-size mix

Plan count by total participants. Mid-market sales motion vs jumbo enterprise looks completely different.

Prospect-flag exposure · vs market baseline

Share of PROCARE RX's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where PROCARE RX is the primary carrier (latest filing per plan)

Sponsor	Loc	Premium	Covered	Funding	Broker
LEGACY COOPERATIVE LEGACY COOPERATIVE HEALTH INSURANCE WELFARE PLAN	NE	$385K	188	fully insured	EHIM
TOWNSEND MANAGEMENT COMPANY, LLC TOWNSEND MANAGEMENT COMPANY, LLC EMPLOYEE BENEFITS PLAN	MI	$211K	148	mixed	MARC J LASCESKI