Insurance carrier

PACIFIC LIFE & ANNUITY COMPANY

Total premium: $2.3M
Filings: 17
Sponsors: 17
Covered lives: 3,938
Market share: 0.00%

dental: 7vision: 4life: 10std: 10ltd: 10

Funding-model mix

The strategic axis. Fully-insured carriers underwrite the risk; ASO/self-funded carriers admin only. MEWA = multi-employer welfare arrangement.

Mixed4100.0%

Benefit-line mix

Contract counts by benefit type. Monoline carriers concentrate in one wedge; full-suite carriers spread across many.

Life1024.4%
Short-term disability1024.4%
Long-term disability1024.4%
Dental717.1%
Vision49.8%

Top states · with penetration index

Plan count by state. Index > 1.0 means over-indexed vs the national share; the carrier dominates that state.

State	Plans	Premium	State share	Index
TN	1	$125K	0.1%	16.26x
LA	1	$355K	0.1%	31.71x
KS	1	$69K	0.1%	33.38x
FL	1	$235K	0.0%	6.32x

Top industries by premium

NAICS-2 sectors where this carrier writes the most welfare premium.

Sponsor-size mix

Plan count by total participants. Mid-market sales motion vs jumbo enterprise looks completely different.

Prospect-flag exposure · vs market baseline

Share of PACIFIC LIFE & ANNUITY COMPANY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-4 of 4 sponsors where PACIFIC LIFE & ANNUITY COMPANY is the primary carrier (latest filing per plan)

Sponsor	Loc	Premium	Covered	Funding	Broker
SPORTS SOUTH, LLC SPORTS SOUTH, LLC HEALTH AND WELFARE PLAN	LA	$355K	350	mixed	GALLAGHER BENEFIT SERVICES, INC.
MICROFLEX, INC. MICROFLEX, INC. EMPLOYEE BENEFIT PLAN	FL	$235K	140	mixed	ACCRETIVE ENROLLMENT SERVICES, LLC
CONTINENTAL TRAFFIC SERVICE INC. CONTINENTAL TRAFFIC SERVICE INC. HEALTH AND WELFARE BENEFIT PLAN	TN	$125K	109	mixed	JAS D COLLIER AND COMPANY
MED JAMES INC MED JAMES INC EMPLOYEE BENEFITS PROGRAM	KS	$69K	116	mixed	BUKATY COMPANIES LLC

State

Plans

Premium

State share

Index

$125K

0.1%

16.26x

$355K

0.1%

31.71x

$69K

0.1%

33.38x

$235K

0.0%

6.32x

Sponsor

Loc

Premium

Covered

Funding

Broker

SPORTS SOUTH, LLC

SPORTS SOUTH, LLC HEALTH AND WELFARE PLAN

$355K

350

mixed

GALLAGHER BENEFIT SERVICES, INC.

MICROFLEX, INC.

MICROFLEX, INC. EMPLOYEE BENEFIT PLAN

$235K

140

mixed

ACCRETIVE ENROLLMENT SERVICES, LLC

CONTINENTAL TRAFFIC SERVICE INC.

CONTINENTAL TRAFFIC SERVICE INC. HEALTH AND WELFARE BENEFIT PLAN

$125K

109

mixed

JAS D COLLIER AND COMPANY

MED JAMES INC

MED JAMES INC EMPLOYEE BENEFITS PROGRAM

$69K

116

mixed

BUKATY COMPANIES LLC