Insurance carrier

PACIFIC LIFE & ANNUITY COMPANY

Total premium: $1.5M
Filings: 11
Sponsors: 11
Covered lives: 1,791
Market share: 0.00%

dental: 5vision: 3life: 6std: 4ltd: 4

Funding-model mix

The strategic axis. Fully-insured carriers underwrite the risk; ASO/self-funded carriers admin only. MEWA = multi-employer welfare arrangement.

Mixed2100.0%

Benefit-line mix

Contract counts by benefit type. Monoline carriers concentrate in one wedge; full-suite carriers spread across many.

Life627.3%
Dental522.7%
Short-term disability418.2%
Long-term disability418.2%
Vision313.6%

Top states · with penetration index

Plan count by state. Index > 1.0 means over-indexed vs the national share; the carrier dominates that state.

State	Plans	Premium	State share	Index
TN	1	$125K	0.1%	32.51x
FL	1	$235K	0.0%	12.69x

Top industries by premium

NAICS-2 sectors where this carrier writes the most welfare premium.

Sponsor-size mix

Plan count by total participants. Mid-market sales motion vs jumbo enterprise looks completely different.

Prospect-flag exposure · vs market baseline

Share of PACIFIC LIFE & ANNUITY COMPANY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where PACIFIC LIFE & ANNUITY COMPANY is the primary carrier (latest filing per plan)

Sponsor	Loc	Premium	Covered	Funding	Broker
MICROFLEX, INC. MICROFLEX, INC. EMPLOYEE BENEFIT PLAN	FL	$235K	140	mixed	ACCRETIVE ENROLLMENT SERVICES, LLC
CONTINENTAL TRAFFIC SERVICE INC. CONTINENTAL TRAFFIC SERVICE INC. HEALTH AND WELFARE BENEFIT PLAN	TN	$125K	109	mixed	JAS D COLLIER AND COMPANY

State

Plans

Premium

State share

Index

$125K

0.1%

32.51x

$235K

0.0%

12.69x

Sponsor

Loc

Premium

Covered

Funding

Broker

MICROFLEX, INC.

MICROFLEX, INC. EMPLOYEE BENEFIT PLAN

$235K

140

mixed

ACCRETIVE ENROLLMENT SERVICES, LLC

CONTINENTAL TRAFFIC SERVICE INC.

CONTINENTAL TRAFFIC SERVICE INC. HEALTH AND WELFARE BENEFIT PLAN

$125K

109

mixed

JAS D COLLIER AND COMPANY