Insurance carrier

OLD REPUBLIC UNION INSURANCE COMPANY

Total premium: $3.5M
Filings: 10
Sponsors: 10
Covered lives: 37,319
Market share: 0.00%

health: 1vision: 1std: 1stopLoss: 1

Funding-model mix

The strategic axis. Fully-insured carriers underwrite the risk; ASO/self-funded carriers admin only. MEWA = multi-employer welfare arrangement.

Fully insured250.0%
Mixed250.0%

Benefit-line mix

Contract counts by benefit type. Monoline carriers concentrate in one wedge; full-suite carriers spread across many.

Health125.0%
Vision125.0%
Short-term disability125.0%
Stop-loss125.0%

Top states · with penetration index

Plan count by state. Index > 1.0 means over-indexed vs the national share; the carrier dominates that state.

State	Plans	Premium	State share	Index
TX	2	$226K	0.0%	8.36x
VA	1	$99K	0.0%	11.47x
IL	1	$1.3M	0.0%	7.12x

Top industries by premium

NAICS-2 sectors where this carrier writes the most welfare premium.

Sponsor-size mix

Plan count by total participants. Mid-market sales motion vs jumbo enterprise looks completely different.

Prospect-flag exposure · vs market baseline

Share of OLD REPUBLIC UNION INSURANCE COMPANY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-4 of 4 sponsors where OLD REPUBLIC UNION INSURANCE COMPANY is the primary carrier (latest filing per plan)

Sponsor	Loc	Premium	Covered	Funding	Broker
ABBVIE INC. ABBVIE WORKERS' COMPENSATION SUPPLEMENT	IL	$1.3M	30,202	fully insured	—
LEWIS FOOD TOWN, INC. VOLUNTARY OCCUPATIONAL INJURY SUPPORT PLAN	TX	$135K	1,496	mixed	COMBINED INDEPENDENT AGENCIES
THE MEDICAL TEAM, INC. THE MEDICAL TEAM, INC. TEXAS WORKERS COMP.	VA	$99K	1,904	fully insured	COMBINED INDEPENDENT AGENCIES
WILLIE'S GRILL & ICEHOUSE, LLC WILLIE'S GRILL & ICEHOUSE, LLC	TX	$91K	1,275	mixed	MARSH & MCLENNAN (4160)

State

Plans

Premium

State share

Index

$226K

0.0%

8.36x

$99K

0.0%

11.47x

$1.3M

0.0%

7.12x

Sponsor

Loc

Premium

Covered

Funding

Broker

ABBVIE INC.

ABBVIE WORKERS' COMPENSATION SUPPLEMENT

$1.3M

30,202

fully insured

—

LEWIS FOOD TOWN, INC.

VOLUNTARY OCCUPATIONAL INJURY SUPPORT PLAN

$135K

1,496

mixed

COMBINED INDEPENDENT AGENCIES

THE MEDICAL TEAM, INC.

THE MEDICAL TEAM, INC. TEXAS WORKERS COMP.

$99K

1,904

fully insured

COMBINED INDEPENDENT AGENCIES

WILLIE'S GRILL & ICEHOUSE, LLC

$91K

1,275

mixed

MARSH & MCLENNAN (4160)