Insurance carrier

MVP HEALTH CARE

Total premium: $542.8M
Filings: 312
Sponsors: 312
Covered lives: 81,516
Market share: 0.19%

health: 345dental: 7vision: 5std: 1drug: 162stopLoss: 1

Funding-model mix

The strategic axis. Fully-insured carriers underwrite the risk; ASO/self-funded carriers admin only. MEWA = multi-employer welfare arrangement.

Fully insured11977.3%
Mixed3120.1%
MEWA42.6%

Benefit-line mix

Contract counts by benefit type. Monoline carriers concentrate in one wedge; full-suite carriers spread across many.

Health34566.2%
Prescription drug16231.1%
Dental71.3%
Vision51.0%
Short-term disability10.2%
Stop-loss10.2%

Top states · with penetration index

Plan count by state. Index > 1.0 means over-indexed vs the national share; the carrier dominates that state.

State	Plans	Premium	State share	Index
NY	141	$426.7M	2.4%	18.15x
VT	6	$11.0M	2.4%	18.30x
PA	1	$3.6M	0.0%	0.16x
NJ	1	$864K	0.0%	0.30x
NC	1	$7.9M	0.0%	0.31x
MA	1	$1.2M	0.0%	0.30x
FL	1	$1.1M	0.0%	0.16x
CT	1	$8.1M	0.1%	0.67x

Top industries by premium

NAICS-2 sectors where this carrier writes the most welfare premium.

Sponsor-size mix

Plan count by total participants. Mid-market sales motion vs jumbo enterprise looks completely different.

Premium per participant · vs market median

Median annual premium per participant on MVP HEALTH CARE's book vs the welfare-wide median, split by funding model.

Funding types with fewer than 5 plans suppressed (medians are unstable).

Prospect-flag exposure · vs market baseline

Share of MVP HEALTH CARE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

151-154 of 154 sponsors where MVP HEALTH CARE is the primary carrier (latest filing per plan)

Sponsor	Loc	Premium	Covered	Funding	Broker
GORMAN BROS., INC. GORMAN BROS., INC. WELFARE BENEFIT PLAN	NY	$300K	263	fully insured	NFP CORPORATE SERVICES (NY) LLC
NORTH COUNTRY JANITORIAL NORTH COUNTRY JANITORIAL HEALTH & WELFARE BENEFITS PLAN	NY	$274K	105	fully insured	MARSHALL & STERLING EMPLOYEE BENEFI
REVERE COPPER PRODUCTS, INC. MEDICAL PLAN FOR ACTIVE HOURLY ROME DIVISION	NY	$154K	375	fully insured	MARSH & MCLENNAN AGENCY LLC
ROCHESTER REHABILITATION CENTER ROCHESTER REHABILITATION CENTER WELFARE BENEFITS PLAN	NY	$0	0	fully insured	ROBERT G RELPH AGENCY INC

State

Plans

Premium

State share

Index

141

$426.7M

2.4%

18.15x

$11.0M

2.4%

18.30x

$3.6M

0.0%

0.16x

$864K

0.0%

0.30x

$7.9M

0.0%

0.31x

$1.2M

0.0%

0.30x

$1.1M

0.0%

0.16x

$8.1M

0.1%

0.67x

Sponsor

Loc

Premium

Covered

Funding

Broker

GORMAN BROS., INC.

GORMAN BROS., INC. WELFARE BENEFIT PLAN

$300K

263

fully insured

NFP CORPORATE SERVICES (NY) LLC

NORTH COUNTRY JANITORIAL

NORTH COUNTRY JANITORIAL HEALTH & WELFARE BENEFITS PLAN

$274K

105

fully insured

MARSHALL & STERLING EMPLOYEE BENEFI

REVERE COPPER PRODUCTS, INC.

MEDICAL PLAN FOR ACTIVE HOURLY ROME DIVISION

$154K

375

fully insured

MARSH & MCLENNAN AGENCY LLC

ROCHESTER REHABILITATION CENTER

ROCHESTER REHABILITATION CENTER WELFARE BENEFITS PLAN

fully insured

ROBERT G RELPH AGENCY INC