Insurance carrier

MICHIANA EMPLOYEE ASSISTANCE PROGRAM

Funding-model mix

The strategic axis. Fully-insured carriers underwrite the risk; ASO/self-funded carriers admin only. MEWA = multi-employer welfare arrangement.

Benefit-line mix

No benefit-line contracts on file for MICHIANA EMPLOYEE ASSISTANCE PROGRAM.

Top states · with penetration index

Plan count by state. Index > 1.0 means over-indexed vs the national share; the carrier dominates that state.

State	Plans	Premium	State share	Index
IN	1	$5K	0.0%	33.97x

Top industries by premium

NAICS-2 sectors where this carrier writes the most welfare premium.

Sponsor-size mix

Plan count by total participants. Mid-market sales motion vs jumbo enterprise looks completely different.

Prospect-flag exposure · vs market baseline

Share of MICHIANA EMPLOYEE ASSISTANCE PROGRAM's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where MICHIANA EMPLOYEE ASSISTANCE PROGRAM is the primary carrier (latest filing per plan)

Sponsor	Loc	Premium	Covered	Funding	Broker
INDIANA CARTON COMPANY, INC. INDIANA CARTON COMPANY, INC EMPLOYEE ASSISTANCE PROGRAM	IN	$5K	124	fully insured	—