Insurance carrier

MERCYCARE INSURANCE COMPANY

Total premium: $19.4M
Filings: 18
Sponsors: 18
Covered lives: 4,090
Market share: 0.01%

health: 29drug: 5

Funding-model mix

The strategic axis. Fully-insured carriers underwrite the risk; ASO/self-funded carriers admin only. MEWA = multi-employer welfare arrangement.

Fully insured350.0%
Mixed350.0%

Benefit-line mix

Contract counts by benefit type. Monoline carriers concentrate in one wedge; full-suite carriers spread across many.

Health2985.3%
Prescription drug514.7%

Top states · with penetration index

Plan count by state. Index > 1.0 means over-indexed vs the national share; the carrier dominates that state.

State	Plans	Premium	State share	Index
WI	3	$3.8M	0.1%	26.54x
IL	2	$6.3M	0.0%	9.49x
NJ	1	$4.5M	0.0%	7.73x

Top industries by premium

NAICS-2 sectors where this carrier writes the most welfare premium.

Sponsor-size mix

Plan count by total participants. Mid-market sales motion vs jumbo enterprise looks completely different.

Prospect-flag exposure · vs market baseline

Share of MERCYCARE INSURANCE COMPANY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-6 of 6 sponsors where MERCYCARE INSURANCE COMPANY is the primary carrier (latest filing per plan)

Sponsor	Loc	Premium	Covered	Funding	Broker
COACH USA, INC. COACH USA, INC. GROUP INSURANCE PLAN	NJ	$4.5M	1,146	fully insured	WILLIS OF NEW JERSEY INC
OSI INDUSTRIES, LLC OSI INDUSTRIES, LLC FORT ATKINSON UNION HEALTH AND WELFARE BENEFIT PLAN	IL	$3.9M	2,801	fully insured	GALLAGHER BENEFIT SERVICES, INC.
ROCKFORD TOOLCRAFT INC ROCKFORD TOOLCRAFT INC WELFARE PLAN	IL	$2.5M	345	mixed	SPECTRUM INSURANCE AGENCY
ROYAL BASKET TRUCKS INC ROYAL BASKET TRUCKS INC WRAP PLAN	WI	$1.3M	250	mixed	HAUSMANN-JOHNSON INSURANCE INC
COEXTRUDED PLASTIC TECHNOLOGIES DBA CPT, INC. CPT, INC EMPLOYEE BENEFITS PLAN	WI	$1.3M	205	fully insured	HUB INTERNATIONAL LIMITED
MICROPRECISION LLC MICROPRECISION, INC. WRAP PLAN	WI	$1.1M	124	mixed	M3 INSURANCE SOLUTIONS INC.

State

Plans

Premium

State share

Index

$3.8M

0.1%

26.54x

$6.3M

0.0%

9.49x

$4.5M

0.0%

7.73x

Sponsor

Loc

Premium

Covered

Funding

Broker

COACH USA, INC.

COACH USA, INC. GROUP INSURANCE PLAN

$4.5M

1,146

fully insured

WILLIS OF NEW JERSEY INC

OSI INDUSTRIES, LLC

OSI INDUSTRIES, LLC FORT ATKINSON UNION HEALTH AND WELFARE BENEFIT PLAN

$3.9M

2,801

fully insured

GALLAGHER BENEFIT SERVICES, INC.

ROCKFORD TOOLCRAFT INC

ROCKFORD TOOLCRAFT INC WELFARE PLAN

$2.5M

345

mixed

SPECTRUM INSURANCE AGENCY

ROYAL BASKET TRUCKS INC

ROYAL BASKET TRUCKS INC WRAP PLAN

$1.3M

250

mixed

HAUSMANN-JOHNSON INSURANCE INC

COEXTRUDED PLASTIC TECHNOLOGIES DBA CPT, INC.

CPT, INC EMPLOYEE BENEFITS PLAN

$1.3M

205

fully insured

HUB INTERNATIONAL LIMITED

MICROPRECISION LLC

MICROPRECISION, INC. WRAP PLAN

$1.1M

124

mixed

M3 INSURANCE SOLUTIONS INC.