Insurance carrier

IOA RE, LLC

Total premium: $3.9M
Filings: 12
Sponsors: 12
Covered lives: 2,532
Market share: 0.00%

health: 9dental: 1vision: 1drug: 2stopLoss: 10

Funding-model mix

The strategic axis. Fully-insured carriers underwrite the risk; ASO/self-funded carriers admin only. MEWA = multi-employer welfare arrangement.

Mixed250.0%
Self-funded (ASO)250.0%

Benefit-line mix

Contract counts by benefit type. Monoline carriers concentrate in one wedge; full-suite carriers spread across many.

Stop-loss1043.5%
Health939.1%
Prescription drug28.7%
Dental14.3%
Vision14.3%

Top states · with penetration index

Plan count by state. Index > 1.0 means over-indexed vs the national share; the carrier dominates that state.

State	Plans	Premium	State share	Index
OH	1	$488K	0.0%	1.93x
LA	1	$501K	0.1%	31.78x
IN	1	$277K	0.0%	8.49x
GA	1	$2.0M	0.0%	3.80x

Top industries by premium

NAICS-2 sectors where this carrier writes the most welfare premium.

Sponsor-size mix

Plan count by total participants. Mid-market sales motion vs jumbo enterprise looks completely different.

Prospect-flag exposure · vs market baseline

Share of IOA RE, LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-4 of 4 sponsors where IOA RE, LLC is the primary carrier (latest filing per plan)

Sponsor	Loc	Premium	Covered	Funding	Broker
SUPERHERO FIRE PROTECTION, LLC SUPERHERO FIRE PROTECTION, LLC WELFARE BENEFITS PLAN	GA	$2.0M	735	mixed	GALLAGHER BENEFIT SERVICES INC
INDUSTRIAL FABRICS, INC INDUSTRIAL FABRICS HEALTH PLAN	LA	$501K	312	self funded	LOGAN & ASSOCIATES
IRG REALTY ADVISORS LLC IRG REALTY ADVISORS LLC	OH	$488K	182	self funded	CIGNA CORPORATION
JEANS' EXTRUSIONS, INC. JEANS' EXTRUSIONS, INC. EMPLOYEE HEALTH & BENEFIT PLAN	IN	$277K	79	mixed	—

State

Plans

Premium

State share

Index

$488K

0.0%

1.93x

$501K

0.1%

31.78x

$277K

0.0%

8.49x

$2.0M

0.0%

3.80x

Sponsor

Loc

Premium

Covered

Funding

Broker

SUPERHERO FIRE PROTECTION, LLC

SUPERHERO FIRE PROTECTION, LLC WELFARE BENEFITS PLAN

$2.0M

735

mixed

GALLAGHER BENEFIT SERVICES INC

INDUSTRIAL FABRICS, INC

INDUSTRIAL FABRICS HEALTH PLAN

$501K

312

self funded

LOGAN & ASSOCIATES

IRG REALTY ADVISORS LLC

$488K

182

self funded

CIGNA CORPORATION

JEANS' EXTRUSIONS, INC.

JEANS' EXTRUSIONS, INC. EMPLOYEE HEALTH & BENEFIT PLAN

$277K

mixed

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