Insurance carrier

INSPIRA MENTAL HEALTH MANAGEMENT

Total premium: $313K
Filings: 20
Sponsors: 20
Covered lives: 27,426
Market share: 0.00%

Funding-model mix

The strategic axis. Fully-insured carriers underwrite the risk; ASO/self-funded carriers admin only. MEWA = multi-employer welfare arrangement.

Fully insured571.4%
Mixed228.6%

Benefit-line mix

No benefit-line contracts on file for INSPIRA MENTAL HEALTH MANAGEMENT.

Top states · with penetration index

Plan count by state. Index > 1.0 means over-indexed vs the national share; the carrier dominates that state.

State	Plans	Premium	State share	Index
PR	7	$53K	1.4%	223.06x

Top industries by premium

NAICS-2 sectors where this carrier writes the most welfare premium.

Sponsor-size mix

Plan count by total participants. Mid-market sales motion vs jumbo enterprise looks completely different.

Premium per participant · vs market median

Median annual premium per participant on INSPIRA MENTAL HEALTH MANAGEMENT's book vs the welfare-wide median, split by funding model.

Funding types with fewer than 5 plans suppressed (medians are unstable).

Prospect-flag exposure · vs market baseline

Share of INSPIRA MENTAL HEALTH MANAGEMENT's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-7 of 7 sponsors where INSPIRA MENTAL HEALTH MANAGEMENT is the primary carrier (latest filing per plan)

Sponsor	Loc	Premium	Covered	Funding	Broker
INTERNATIONAL HOSPITALITY SERVICES, INC. INTERNATIONAL HOSPITALITY SERVICES, INC - EAP PLAN	PR	$18K	1,261	fully insured	—
EVERTEC, LLC. EVERTEC, LLC. EAP INSURANCE PLAN	PR	$18K	1,288	fully insured	HUB INTERNATIONAL PUERTO RICO, INC.
ADRIEL AUTO ADRIEL AUTO EAP PLAN	PR	$4K	308	fully insured	HUB INTERNATIONAL PUERTO RICO
QSR CHAMPS, INC. QSR CHAMPS, INC. EAP PLAN	PR	$4K	343	fully insured	HUB INTERNATIONAL PUERTO RICO, INC.
RAMEY RESORT, INC. RAMEY RESORT, INC. EMPLOYEE ASSISTANCE PROGRAM	PR	$3K	198	fully insured	POPULAR RISK SERVICES LLC
DROGUERIA BETANCES, INC. DROGUERIA BETANCES, INC.- EMPLOYEE ASSISTANCE PROGRAM	PR	$3K	188	mixed	IKON INSURANCE, INC.
LUIS GARRATON, INC. LUIS GARRATON, INC.- EMPLOYEE ASSISTANCE PROGRAM	PR	$2K	150	mixed	IKON INSURANCE, INC.

State

Plans

Premium

State share

Index

$53K

1.4%

223.06x

Sponsor

Loc

Premium

Covered

Funding

Broker

INTERNATIONAL HOSPITALITY SERVICES, INC.

INTERNATIONAL HOSPITALITY SERVICES, INC - EAP PLAN

$18K

1,261

fully insured

—

EVERTEC, LLC.

EVERTEC, LLC. EAP INSURANCE PLAN

$18K

1,288

fully insured

HUB INTERNATIONAL PUERTO RICO, INC.

ADRIEL AUTO

ADRIEL AUTO EAP PLAN

$4K

308

fully insured

HUB INTERNATIONAL PUERTO RICO

QSR CHAMPS, INC.

QSR CHAMPS, INC. EAP PLAN

$4K

343

fully insured

HUB INTERNATIONAL PUERTO RICO, INC.

RAMEY RESORT, INC.

RAMEY RESORT, INC. EMPLOYEE ASSISTANCE PROGRAM

$3K

198

fully insured

POPULAR RISK SERVICES LLC

DROGUERIA BETANCES, INC.

DROGUERIA BETANCES, INC.- EMPLOYEE ASSISTANCE PROGRAM

$3K

188

mixed

IKON INSURANCE, INC.

LUIS GARRATON, INC.

LUIS GARRATON, INC.- EMPLOYEE ASSISTANCE PROGRAM

$2K

150

mixed

IKON INSURANCE, INC.