Insurance carrier

INDECS CORPORATION

health: 2drug: 1stopLoss: 1

Funding-model mix

The strategic axis. Fully-insured carriers underwrite the risk; ASO/self-funded carriers admin only. MEWA = multi-employer welfare arrangement.

Benefit-line mix

Contract counts by benefit type. Monoline carriers concentrate in one wedge; full-suite carriers spread across many.

Top states · with penetration index

Plan count by state. Index > 1.0 means over-indexed vs the national share; the carrier dominates that state.

State	Plans	Premium	State share	Index
NJ	3	$2.8M	0.1%	46.37x

Top industries by premium

NAICS-2 sectors where this carrier writes the most welfare premium.

Sponsor-size mix

Plan count by total participants. Mid-market sales motion vs jumbo enterprise looks completely different.

Prospect-flag exposure · vs market baseline

Share of INDECS CORPORATION's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where INDECS CORPORATION is the primary carrier (latest filing per plan)

Sponsor	Loc	Premium	Covered	Funding	Broker
ELECTRONIC VISION SYSTEMS, INC. ELECTRONIC VISION SYSTEMS, INC. HEALTH & WELFARE PLAN	NJ	$1.8M	263	mixed	UNITY RE, INC.
UNITY BANK UNITY BANK HEALTH & WELFARE PLAN	NJ	$783K	300	fully insured	CHRISTOPHER SZEM
UNION BEVERAGE PACKERS, LLC UNION BEVERAGE PACKERS, LLC WELFARE BENEFIT PLAN	NJ	$252K	99	fully insured	KISTLER TIFFANY BENEFITS