Insurance carrier

GREAT LAKES DISTRICT COUNCIL - ILA HEALTH AND WELFARE FUND

health: 3dental: 2vision: 2life: 2drug: 2

Funding-model mix

The strategic axis. Fully-insured carriers underwrite the risk; ASO/self-funded carriers admin only. MEWA = multi-employer welfare arrangement.

Benefit-line mix

Contract counts by benefit type. Monoline carriers concentrate in one wedge; full-suite carriers spread across many.

Top states · with penetration index

Plan count by state. Index > 1.0 means over-indexed vs the national share; the carrier dominates that state.

State	Plans	Premium	State share	Index
IN	2	$6.7M	0.1%	33.97x

Top industries by premium

NAICS-2 sectors where this carrier writes the most welfare premium.

Sponsor-size mix

Plan count by total participants. Mid-market sales motion vs jumbo enterprise looks completely different.

Prospect-flag exposure · vs market baseline

Share of GREAT LAKES DISTRICT COUNCIL - ILA HEALTH AND WELFARE FUND's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where GREAT LAKES DISTRICT COUNCIL - ILA HEALTH AND WELFARE FUND is the primary carrier (latest filing per plan)

Sponsor	Loc	Premium	Covered	Funding	Broker
INTERNATIONAL LONGSHOREMEN'S ASSOCIATION LOCAL 2038 INTERNATIONAL LONGSHOREMEN'S ASSOCIATION LOCAL 2038 WELFARE FUND	IN	$5.6M	272	fully insured	—
INTERNATIONAL LONGSHOREMEN'S ASSOCIATION LOCAL 1969 INTERNATIONAL LONGSHOREMEN'S ASSOCIATION LOCAL 1969 HEALTH AND WELFARE PLAN	IN	$1.1M	49	fully insured	—

State

Plans

Premium

State share

Index

$6.7M

0.1%

33.97x

Sponsor

Loc

Premium

Covered

Funding

Broker

INTERNATIONAL LONGSHOREMEN'S ASSOCIATION LOCAL 2038 WELFARE FUND

$5.6M

272

fully insured

—

INTERNATIONAL LONGSHOREMEN'S ASSOCIATION LOCAL 1969 HEALTH AND WELFARE PLAN

$1.1M

fully insured

—