Insurance carrier

CALVO'S SELECTCARE INSURANCE, INC.

Total premium: $7.8M
Filings: 16
Sponsors: 16
Covered lives: 943
Market share: 0.00%

health: 17dental: 11vision: 12drug: 17

Funding-model mix

The strategic axis. Fully-insured carriers underwrite the risk; ASO/self-funded carriers admin only. MEWA = multi-employer welfare arrangement.

Fully insured4100.0%

Benefit-line mix

Contract counts by benefit type. Monoline carriers concentrate in one wedge; full-suite carriers spread across many.

Health1729.8%
Prescription drug1729.8%
Vision1221.1%
Dental1119.3%

Top states · with penetration index

Plan count by state. Index > 1.0 means over-indexed vs the national share; the carrier dominates that state.

State	Plans	Premium	State share	Index
GU	2	$2.3M	18.2%	5252.05x
HI	1	$689K	0.2%	70.80x
AK	1	$1.2M	0.7%	190.04x

Top industries by premium

NAICS-2 sectors where this carrier writes the most welfare premium.

Sponsor-size mix

Plan count by total participants. Mid-market sales motion vs jumbo enterprise looks completely different.

Prospect-flag exposure · vs market baseline

Share of CALVO'S SELECTCARE INSURANCE, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-4 of 4 sponsors where CALVO'S SELECTCARE INSURANCE, INC. is the primary carrier (latest filing per plan)

Sponsor	Loc	Premium	Covered	Funding	Broker
ICAN RESOURCES, INC. ICAN RESOURCES, INC. HEALTH & WELFARE PLAN	GU	$1.4M	229	fully insured	LOCKTON COMPANIES, LLC
THE NORTH WEST COMPANY - INTERNATIONAL INC. THE NORTH WEST COMPANY-INTERNATIONAL INC. AND AFFILIATED COMPANIES HEALTH CARE PLAN	AK	$1.2M	6,025	fully insured	USI INSURANCE SERVICES LLC
DFS GUAM L.P. DFS GUAM L.P. WELFARE BENEFIT PLAN	GU	$904K	235	fully insured	AON CONSULTING AND INSURANCE SERVIC
BANK OF HAWAII GUAM MEMORIAL FOR THE EMPLOYEES OF BANK OF HAWAII	HI	$689K	69	fully insured	—

State

Plans

Premium

State share

Index

$2.3M

18.2%

5252.05x

$689K

0.2%

70.80x

$1.2M

0.7%

190.04x

Sponsor

Loc

Premium

Covered

Funding

Broker

ICAN RESOURCES, INC.

ICAN RESOURCES, INC. HEALTH & WELFARE PLAN

$1.4M

229

fully insured

LOCKTON COMPANIES, LLC

THE NORTH WEST COMPANY - INTERNATIONAL INC.

THE NORTH WEST COMPANY-INTERNATIONAL INC. AND AFFILIATED COMPANIES HEALTH CARE PLAN

$1.2M

6,025

fully insured

USI INSURANCE SERVICES LLC

DFS GUAM L.P.

DFS GUAM L.P. WELFARE BENEFIT PLAN

$904K

235

fully insured

AON CONSULTING AND INSURANCE SERVIC

BANK OF HAWAII

GUAM MEMORIAL FOR THE EMPLOYEES OF BANK OF HAWAII

$689K

fully insured

—