Insurance carrier

AMERICAN BEHAVIORAL BENEFITS MANAGERS, LLC

Funding-model mix

The strategic axis. Fully-insured carriers underwrite the risk; ASO/self-funded carriers admin only. MEWA = multi-employer welfare arrangement.

Benefit-line mix

No benefit-line contracts on file for AMERICAN BEHAVIORAL BENEFITS MANAGERS, LLC.

Top states · with penetration index

Plan count by state. Index > 1.0 means over-indexed vs the national share; the carrier dominates that state.

State	Plans	Premium	State share	Index
AL	2	$1.2M	0.2%	107.78x

Top industries by premium

NAICS-2 sectors where this carrier writes the most welfare premium.

Sponsor-size mix

Plan count by total participants. Mid-market sales motion vs jumbo enterprise looks completely different.

Prospect-flag exposure · vs market baseline

Share of AMERICAN BEHAVIORAL BENEFITS MANAGERS, LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where AMERICAN BEHAVIORAL BENEFITS MANAGERS, LLC is the primary carrier (latest filing per plan)

Sponsor	Loc	Premium	Covered	Funding	Broker
ROYAL CUP, INC. ROYAL CUP HEALTH & WELFARE BENEFIT PLAN	AL	$965K	1,277	mixed	COBBS, ALLEN & HALL, INC.
ROYAL CUP, INC. ROYAL CUP EAP PLAN	AL	$264K	523	fully insured	—