Insurance carrier

ALFA MUTUAL INSURANCE COMPANY

life: 1

Funding-model mix

The strategic axis. Fully-insured carriers underwrite the risk; ASO/self-funded carriers admin only. MEWA = multi-employer welfare arrangement.

Benefit-line mix

Contract counts by benefit type. Monoline carriers concentrate in one wedge; full-suite carriers spread across many.

Top states · with penetration index

Plan count by state. Index > 1.0 means over-indexed vs the national share; the carrier dominates that state.

State	Plans	Premium	State share	Index
AL	1	$152K	0.1%	107.78x

Top industries by premium

NAICS-2 sectors where this carrier writes the most welfare premium.

Sponsor-size mix

Plan count by total participants. Mid-market sales motion vs jumbo enterprise looks completely different.

Prospect-flag exposure · vs market baseline

Share of ALFA MUTUAL INSURANCE COMPANY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where ALFA MUTUAL INSURANCE COMPANY is the primary carrier (latest filing per plan)

Sponsor	Loc	Premium	Covered	Funding	Broker
ALFA MUTUAL INSURANCE COMPANY ALFA MUTUAL INSURANCE COMPANY AND ALFA INSURANCE CORPORATION GROUP LIFE INSURANCE PROGRAM	AL	$152K	2,959	fully insured	THE BENEFIT SOURCE