Insurance carrier

AETNA LIFE INSURANCE COMPANY

Total premium: $19.48B
Filings: 7,753
Sponsors: 7,753
Covered lives: 10,020,002
Market share: 6.70%

health: 6,074dental: 4,002vision: 2,540life: 714std: 342ltd: 520drug: 2,998stopLoss: 362

Funding-model mix

The strategic axis. Fully-insured carriers underwrite the risk; ASO/self-funded carriers admin only. MEWA = multi-employer welfare arrangement.

Fully insured2,07675.4%
Mixed57620.9%
Self-funded (ASO)572.1%
MEWA441.6%

Benefit-line mix

Contract counts by benefit type. Monoline carriers concentrate in one wedge; full-suite carriers spread across many.

Health6,07434.6%
Dental4,00222.8%
Prescription drug2,99817.1%
Vision2,54014.5%
Life7144.1%
Long-term disability5203.0%
Stop-loss3622.1%
Short-term disability3421.9%

Top states · with penetration index

Plan count by state. Index > 1.0 means over-indexed vs the national share; the carrier dominates that state.

State	Plans	Premium	State share	Index
CA	698	$3.55B	7.7%	3.23x
NY	316	$2.97B	5.4%	2.28x
TX	168	$464.5M	2.4%	1.02x
FL	147	$2.05B	3.2%	1.36x
NJ	134	$871.2M	5.4%	2.26x
PA	124	$469.7M	2.6%	1.08x
GA	122	$363.2M	1.6%	0.67x
OH	99	$554.0M	0.7%	0.28x
VA	84	$240.8M	3.3%	1.40x
CT	81	$320.6M	7.3%	3.05x

Top industries by premium

NAICS-2 sectors where this carrier writes the most welfare premium.

Sponsor-size mix

Plan count by total participants. Mid-market sales motion vs jumbo enterprise looks completely different.

Premium per participant · vs market median

Median annual premium per participant on AETNA LIFE INSURANCE COMPANY's book vs the welfare-wide median, split by funding model.

Funding types with fewer than 5 plans suppressed (medians are unstable).

Prospect-flag exposure · vs market baseline

Share of AETNA LIFE INSURANCE COMPANY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

2,751-2,753 of 2,753 sponsors where AETNA LIFE INSURANCE COMPANY is the primary carrier (latest filing per plan)

Sponsor	Loc	Premium	Covered	Funding	Broker
ASSOCIATION HEALTH CARE MANAGEMENT, INC. AETNA LIFE INSURANCE CO.	TX	$0	0	fully insured	—
MRIC SPATIAL MRIC SPATIAL EMPLOYEE BENEFIT PLAN	FL	$0	6	self funded	—
PAUL MITCHELL SCHOOLS PAUL MITCHELL SCHOOLS WELFARE BENEFITS PLAN	CA	$0	0	fully insured	—

State

Plans

Premium

State share

Index

698

$3.55B

7.7%

3.23x

316

$2.97B

5.4%

2.28x

168

$464.5M

2.4%

1.02x

147

$2.05B

3.2%

1.36x

134

$871.2M

5.4%

2.26x

124

$469.7M

2.6%

1.08x

122

$363.2M

1.6%

0.67x

$554.0M

0.7%

0.28x

$240.8M

3.3%

1.40x

$320.6M

7.3%

3.05x

Sponsor

Loc

Premium

Covered

Funding

Broker

ASSOCIATION HEALTH CARE MANAGEMENT, INC.

AETNA LIFE INSURANCE CO.

fully insured

—

MRIC SPATIAL

MRIC SPATIAL EMPLOYEE BENEFIT PLAN

self funded

—

PAUL MITCHELL SCHOOLS

PAUL MITCHELL SCHOOLS WELFARE BENEFITS PLAN

fully insured

—