Welfare broker

WINTERS LLP

Mailing address (most recent filing)

201 SOUTH 5TH STREET

QUINCY, IL 62301

Total comp: $71K
Commissions: $71K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where WINTERS LLP places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

SYMETRA LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
SYMETRA LIFE INSURANCE COMPANY	1	$739K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MO	1	$739K	0.0%	18.27x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of WINTERS LLP's plans by broker comp / premium ratio. Median 14.07% vs welfare-wide median 6.40% (n=1).

Prospect-flag exposure · vs market baseline

Share of WINTERS LLP's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where WINTERS LLP is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
HNB NATIONAL BANK HNB NATIONAL BANK EMPLOYEE BENEFITS PLAN	MO	$739K	$104K	SYMETRA LIFE INSURANCE COMPANY