Welfare broker

STEPHEN GREGORY

Mailing address (most recent filing)

111 CONGRESSIONAL BLVD STE 100

CARMEL, IN 46032

Total comp: $23K
Commissions: $23K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where STEPHEN GREGORY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$1.4M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TN	1	$1.4M	0.1%	65.05x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of STEPHEN GREGORY's plans by broker comp / premium ratio. Median 2.28% vs welfare-wide median 6.40% (n=1).

Prospect-flag exposure · vs market baseline

Share of STEPHEN GREGORY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where STEPHEN GREGORY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
EPIKA FLEET SERVICES, INC. EPIKA FLEET SERVICES, INC. WELFARE PLAN	TN	$1.4M	$33K	BLUE CROSS AND BLUE SHIELD OF TENNESSEE