Welfare broker

SMITH & CRAKES, INC.

Mailing address (most recent filing)

P.O. BOX 489

EUGENE, OR 97440

Total comp: $2K
Commissions: $2K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where SMITH & CRAKES, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PROVIDENCE HEALTH PLAN100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PROVIDENCE HEALTH PLAN	1	$1.6M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OR	1	$1.6M	0.1%	104.50x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of SMITH & CRAKES, INC.'s plans by broker comp / premium ratio. Median 0.27% vs welfare-wide median 6.40% (n=1).

Prospect-flag exposure · vs market baseline

Share of SMITH & CRAKES, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where SMITH & CRAKES, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
EAGLE VENEER, INC. EAGLE VENEER, INC. HEALTH & WELFARE PLAN	OR	$1.6M	$4K	PROVIDENCE HEALTH PLAN