Welfare broker

RONALD GEFFNER

Mailing address (most recent filing)

363 DENNIS STREET

OCEANSIDE, NY 11572

Total comp: $845
Commissions: $845
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where RONALD GEFFNER places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

AETNA LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
AETNA LIFE INSURANCE COMPANY	1	$68K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	1	$68K	0.0%	24.10x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of RONALD GEFFNER's plans by broker comp / premium ratio. Median 1.25% vs welfare-wide median 6.31% (n=1).

Prospect-flag exposure · vs market baseline

Share of RONALD GEFFNER's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where RONALD GEFFNER is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
RAVANA, LLC RAVANA, LLC WELFARE BENEFIT PLAN	PA	$68K	$845	AETNA LIFE INSURANCE COMPANY