Welfare broker

RICHARD FLANDERS

Mailing address (most recent filing)

201 S OCEAN BLVD., UNIT 106

NORTH MYRTLE BEACH, SC 29582

Total comp: $813
Commissions: $813
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where RICHARD FLANDERS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

RELIANCE STANDARD LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
RELIANCE STANDARD LIFE INSURANCE COMPANY	1	$5K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
VA	1	$5K	0.0%	46.01x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of RICHARD FLANDERS's plans by broker comp / premium ratio. Median 15.00% vs welfare-wide median 6.35% (n=1).

Prospect-flag exposure · vs market baseline

Share of RICHARD FLANDERS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where RICHARD FLANDERS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
STIK-PAK SOLUTIONS, INC. STIK-PAK SOLUTIONS, INC. EMPLOYEE BENEFIT PLAN	VA	$5K	$813	RELIANCE STANDARD LIFE INSURANCE COMPANY