Welfare broker

NICHOLAS SCHILLING

Mailing address (most recent filing)

400 W 4TH STREET

SUITE 300

ROYAL OAK, MI 48073

Total comp: $146K
Commissions: $146K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where NICHOLAS SCHILLING places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	2	$8.5M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	2	$8.5M	0.1%	41.19x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of NICHOLAS SCHILLING's plans by broker comp / premium ratio. Median 4.07% vs welfare-wide median 6.35% (n=2).

Prospect-flag exposure · vs market baseline

Share of NICHOLAS SCHILLING's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where NICHOLAS SCHILLING is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
INSIGHT HOSPITAL AND MEDICAL CENTER COLDWATER THE COMMUNITY HEALTH CENTER OF BRANCH COUNTY HEALTH PLAN	MI	$5.1M	$212K	BLUE CROSS BLUE SHIELD OF MICHIGAN
THREE RIVERS CORPORATION THREE RIVERS CORPORATION CAFETERIA PLAN	MI	$3.5M	$138K	BLUE CROSS BLUE SHIELD OF MICHIGAN

Carrier

Plans

Premium

BLUE CROSS OF CALIFORNIA

$8.5M

100.0%

State

Plans

Premium

State share

Index

$8.5M

0.1%

41.19x

Sponsor

Loc

Premium

Comp

Carrier

INSIGHT HOSPITAL AND MEDICAL CENTER COLDWATER

THE COMMUNITY HEALTH CENTER OF BRANCH COUNTY HEALTH PLAN

$5.1M

$212K

BLUE CROSS BLUE SHIELD OF MICHIGAN

THREE RIVERS CORPORATION

THREE RIVERS CORPORATION CAFETERIA PLAN

$3.5M

$138K

BLUE CROSS BLUE SHIELD OF MICHIGAN