Welfare broker

MITCHELL, PATRICK A

Carrier mix

Where MITCHELL, PATRICK A places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$566K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	1	$566K	0.0%	24.13x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MITCHELL, PATRICK A's plans by broker comp / premium ratio. Median 3.56% vs welfare-wide median 6.35% (n=1).

Prospect-flag exposure · vs market baseline

Share of MITCHELL, PATRICK A's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where MITCHELL, PATRICK A is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
HAFER PETROLEUM EQUIPMENT, LTD. HAFER PETROLEUM EQUIPMENT, LTD. EMPLOYEE WELFARE PLAN	PA	$566K	$20K	HIGHMARK INC.