Welfare broker

MCCLUSKEY INSURANCE SERVICES LLC

Mailing address (most recent filing)

9162 UNION CEMETERY ROAD

CINCINNATI, OH 45249

Total comp: $31K
Commissions: $31K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where MCCLUSKEY INSURANCE SERVICES LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY	1	$325K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OH	1	$325K	0.0%	7.80x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MCCLUSKEY INSURANCE SERVICES LLC's plans by broker comp / premium ratio. Median 23.99% vs welfare-wide median 6.31% (n=1).

Prospect-flag exposure · vs market baseline

Share of MCCLUSKEY INSURANCE SERVICES LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where MCCLUSKEY INSURANCE SERVICES LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MCCLUSKEY CHEVROLET, INC. MCCLUSKEY CHEVROLET, INC. FLEXIBLE CAFETERIA EMPLOYEE BENEFIT PLAN	OH	$325K	$78K	THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

Carrier

Plans

Premium

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

$325K

100.0%

State

Plans

Premium

State share

Index

$325K

0.0%

7.80x

Sponsor

Loc

Premium

Comp

Carrier

MCCLUSKEY CHEVROLET, INC.

MCCLUSKEY CHEVROLET, INC. FLEXIBLE CAFETERIA EMPLOYEE BENEFIT PLAN

$325K

$78K

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY