Welfare broker

LISA L SMITH

Mailing address (most recent filing)

PO BOX 681084

FRANKLIN, TN 37068

Total comp: $37K
Commissions: $37K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where LISA L SMITH places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$999K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TN	1	$999K	0.1%	65.05x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of LISA L SMITH's plans by broker comp / premium ratio. Median 4.56% vs welfare-wide median 6.40% (n=1).

Prospect-flag exposure · vs market baseline

Share of LISA L SMITH's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where LISA L SMITH is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ABEC ELECTRIC COMPANY LLC ABEC ELECTRIC COMPANY LLC CAFETERIA PLAN	TN	$999K	$46K	BLUECROSS BLUESHIELD OF TENNESSEE