Welfare broker

JOHN MILNE

Mailing address (most recent filing)

187 CARRIAGE HILL CIR

MANTUA, NJ 08051

Total comp: $9K
Commissions: $9K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where JOHN MILNE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

FAIR AMERICAN INSURANCE AND REINSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
FAIR AMERICAN INSURANCE AND REINSURANCE COMPANY	1	$271K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NJ	1	$271K	0.0%	46.52x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JOHN MILNE's plans by broker comp / premium ratio. Median 3.56% vs welfare-wide median 6.35% (n=1).

Prospect-flag exposure · vs market baseline

Share of JOHN MILNE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where JOHN MILNE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ROOT 24 HRS., INC. ROOT 24 HRS., INC. EMPLOYEE BENEFIT PLAN	NJ	$271K	$10K	FAIR AMERICAN INSURANCE AND REINSURANCE COMPANY