Welfare broker

INTGRATED COVERAGE GROUP INC

Mailing address (most recent filing)

20 HEMPSTEAD TPKE

FARMINGDALE, NY 11735

Total comp: $83K
Commissions: $83K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where INTGRATED COVERAGE GROUP INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITED HEALTHCARE INSURNACE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITED HEALTHCARE INSURNACE COMPANY	1	$2.1M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	1	$2.1M	0.0%	19.99x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of INTGRATED COVERAGE GROUP INC's plans by broker comp / premium ratio. Median 5.81% vs welfare-wide median 6.35% (n=1).

Prospect-flag exposure · vs market baseline

Share of INTGRATED COVERAGE GROUP INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where INTGRATED COVERAGE GROUP INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
NEW YORK COMPENSATION INSURANCE RATING BOARD NEW YORK COMPENSATION INSURANCE RATING BOARD WELFARE BENEFIT PLAN	NY	$2.1M	$120K	UNITED HEALTHCARE INSURNACE COMPANY