Welfare broker

GRAPH MGA

Mailing address (most recent filing)

270 SYLVAN AVENUE

SUITE 2255

ENGLEWOOD CLIFFS, NJ 07632

Total comp: $72K
Commissions: $72K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where GRAPH MGA places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

GERBER LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
GERBER LIFE INSURANCE COMPANY	2	$866K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	1	$361K	0.0%	10.00x
FL	1	$505K	0.0%	12.69x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of GRAPH MGA's plans by broker comp / premium ratio. Median 8.41% vs welfare-wide median 6.35% (n=2).

Prospect-flag exposure · vs market baseline

Share of GRAPH MGA's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where GRAPH MGA is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
VENTURA SERVICES - FLORIDA, LLC DIAMOND HEALTH BENEFIT TRUST	FL	$505K	$41K	GERBER LIFE
VENTURA SERVICES, LLC AMERICAN HEALTH BENEFIT TRUST	NY	$361K	$31K	GERBER LIFE