Welfare broker

FREIMARK & ASSOC

Mailing address (most recent filing)

812 10TH ST SW

WATERTOWN, SD 57201

Total comp: $4K
Commissions: $4K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where FREIMARK & ASSOC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

DELTA DENTAL OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
DELTA DENTAL OF CALIFORNIA	1	$0	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
SD	1	$0	0.3%	358.05x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of FREIMARK & ASSOC's plans by broker comp / premium ratio. Median n/a vs welfare-wide median 6.40% (n=0).

Prospect-flag exposure · vs market baseline

Share of FREIMARK & ASSOC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where FREIMARK & ASSOC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PRAIRIE LAKES HEALTHCARE SYSTEM PRAIRIE LAKES HEALTHCARE SYSTEM DELTA DENTAL PLAN	SD	$0	$5K	DELTA DENTAL