Welfare broker

BROKER UNKNOWN

Carrier mix

Where BROKER UNKNOWN places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HORIZON HEALTHCARE SERVICES, INC.	1	$578K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NJ	1	$578K	0.0%	46.56x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BROKER UNKNOWN's plans by broker comp / premium ratio. Median 7.69% vs welfare-wide median 6.40% (n=1).

Prospect-flag exposure · vs market baseline

Share of BROKER UNKNOWN's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where BROKER UNKNOWN is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ACCU REFERENCE MEDICAL LABS ACCU REFERENCE MEDICAL LAB WELFARE BENEFIT PLAN	NJ	$578K	$44K	HORIZON HEALTHCARE SERVICES, INC.