Welfare broker

BENJAMIN CLEVENGER

Mailing address (most recent filing)

2600 WEST BIG BEAVER ROAD

SUITE 140

TROY, MI 48084

Total comp: $68K
Commissions: $68K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where BENJAMIN CLEVENGER places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CARE NETWORK OF MICHIGAN50.0%
BLUE CROSS OF CALIFORNIA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CARE NETWORK OF MICHIGAN	1	$1.8M	50.0%
BLUE CROSS OF CALIFORNIA	1	$1.3M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	2	$3.0M	0.1%	41.13x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BENJAMIN CLEVENGER's plans by broker comp / premium ratio. Median 3.37% vs welfare-wide median 6.40% (n=2).

Prospect-flag exposure · vs market baseline

Share of BENJAMIN CLEVENGER's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where BENJAMIN CLEVENGER is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
FOCUS HOPE FOCUS HOPE COLLEAGUE BENEFIT PLAN	MI	$1.8M	$65K	BLUE CARE NETWORK OF MICHIGAN
XANEDU DBA EDUCATION ELEMENTS XANEDU HOLDINGS, LLC HEALTH AND WELFARE PLAN	MI	$1.3M	$39K	BLUE CROSS BLUE SHIELD OF MICHIGAN

Carrier

Plans

Premium

BLUE CARE NETWORK OF MICHIGAN

$1.8M

50.0%

BLUE CROSS OF CALIFORNIA

$1.3M

50.0%

State

Plans

Premium

State share

Index

$3.0M

0.1%

41.13x

Sponsor

Loc

Premium

Comp

Carrier

FOCUS HOPE

FOCUS HOPE COLLEAGUE BENEFIT PLAN

$1.8M

$65K

BLUE CARE NETWORK OF MICHIGAN

XANEDU DBA EDUCATION ELEMENTS

XANEDU HOLDINGS, LLC HEALTH AND WELFARE PLAN

$1.3M

$39K

BLUE CROSS BLUE SHIELD OF MICHIGAN