Welfare broker

BARBARA HARLANDER

Mailing address (most recent filing)

622 ROOSEVELT ROAD

SUITE 240

SAINT CLOUD, MN 56301

Total comp: $7K
Commissions: $0
Fees: $7K
Filings: 1
Sponsors: 1

Carrier mix

Where BARBARA HARLANDER places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HEALTHPARTNERS INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HEALTHPARTNERS INSURANCE COMPANY	1	$117K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MN	1	$117K	0.0%	49.58x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BARBARA HARLANDER's plans by broker comp / premium ratio. Median 9.93% vs welfare-wide median 6.40% (n=1).

Prospect-flag exposure · vs market baseline

Share of BARBARA HARLANDER's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where BARBARA HARLANDER is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
RICE COMPANIES, INC. RICE COMPANIES INC. - DENTAL	MN	$117K	$12K	HEALTHPARTNERS INSURANCE COMPANY