Welfare broker

ZEUTENHORST FINANCIAL

Mailing address (most recent filing)

1230 S MAIN AVENUE

SIOUX CENTER, IA 51250

Total comp: $128K
Commissions: $80K
Fees: $48K
Filings: 4
Sponsors: 4

Carrier mix

Where ZEUTENHORST FINANCIAL places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$1.7M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IA	1	$1.7M	0.1%	105.23x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ZEUTENHORST FINANCIAL's plans by broker comp / premium ratio. Median 3.47% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of ZEUTENHORST FINANCIAL's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where ZEUTENHORST FINANCIAL is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MUTUAL TELEPHONE COMPANY OF SIOUX CENTER, DBA PREMIER COMMUNICATIONS MUTUAL TELEPHONE COMPANY OF SIOUX CENTER, DBA PREMIER COMMUNICATIONS EMPLOYEE BENEFITS PLAN	IA	$1.7M	$58K	WELLMARK BLUE CROSS AND BLUE SHIELD OF IOWA