Welfare broker

ZENITH AMERICAN SOLUTIONS

Mailing address (most recent filing)

8 FAIRFIELD BLVD., STE. 105

WALLINGFORD, CT 06492

Total comp: $44K
Commissions: $44K
Fees: $0
Filings: 3
Sponsors: 3

Carrier mix

Where ZENITH AMERICAN SOLUTIONS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNION SECURITY INSURANCE COMPANY66.7%
ANTHEM LIFE INSURANCE COMPANY33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNION SECURITY INSURANCE COMPANY	2	$1.4M	66.7%
ANTHEM LIFE INSURANCE COMPANY	1	$1.1M	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CT	3	$2.5M	0.3%	103.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ZENITH AMERICAN SOLUTIONS's plans by broker comp / premium ratio. Median 2.66% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of ZENITH AMERICAN SOLUTIONS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where ZENITH AMERICAN SOLUTIONS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
BOARD OF TRUSTEES PLUMBERS AND STEAMFITTERS LOC 131 PLUMBERS & STEAMFITTERS LOCAL 131 HEALTH AND WELFARE FUND	CT	$675K	$22K	THE UNION LABOR LIFE INSURANCE COMPANY
BOARD OF TRUSTEES-IUPAT DISTRICT COUNCIL 11 HEALTH IUPAT DISTRICT COUNCIL 11 HEALTH FUND	CT	$1.1M	$22K	ANTHEM HEALTH PLANS INC
ROOFERS UNION LOCAL NO. 12 HEALTH AND WELFARE FUND UNITED UNION OF ROOFERS, WATERPROOFERS & ALLIED WORKERS LOCAL NO. 12 HEALTH & WELFARE FUND	CT	$734K	$0	UNION LABOR LIFE INSURANCE COMPANY

Carrier

Plans

Premium

UNION SECURITY INSURANCE COMPANY

$1.4M

66.7%

ANTHEM LIFE INSURANCE COMPANY

$1.1M

33.3%

State

Plans

Premium

State share

Index

$2.5M

0.3%

103.72x

Sponsor

Loc

Premium

Comp

Carrier

BOARD OF TRUSTEES PLUMBERS AND STEAMFITTERS LOC 131

PLUMBERS & STEAMFITTERS LOCAL 131 HEALTH AND WELFARE FUND

$675K

$22K

THE UNION LABOR LIFE INSURANCE COMPANY

BOARD OF TRUSTEES-IUPAT DISTRICT COUNCIL 11 HEALTH

IUPAT DISTRICT COUNCIL 11 HEALTH FUND

$1.1M

$22K

ANTHEM HEALTH PLANS INC

ROOFERS UNION LOCAL NO. 12 HEALTH AND WELFARE FUND

UNITED UNION OF ROOFERS, WATERPROOFERS & ALLIED WORKERS LOCAL NO. 12 HEALTH & WELFARE FUND

$734K

UNION LABOR LIFE INSURANCE COMPANY