Welfare broker

ZACHARY HAAN

Mailing address (most recent filing)

877 EAST 16TH STREET

HOLLAND, MI 49423

Total comp: $73K
Commissions: $73K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where ZACHARY HAAN places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRIORITY HEALTH50.0%
BLUE CROSS OF CALIFORNIA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRIORITY HEALTH	1	$1.2M	50.0%
BLUE CROSS OF CALIFORNIA	1	$2.1M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	2	$3.3M	0.1%	41.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ZACHARY HAAN's plans by broker comp / premium ratio. Median 4.80% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of ZACHARY HAAN's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where ZACHARY HAAN is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
LANSING OPHTHALMOLOGY PC L.O. EYE CARE FLEXIBLE BENEFIT PLAN	MI	$2.1M	$106K	BLUE CROSS BLUE SHIELD OF MICHIGAN
GODWIN PLUMBING, INC. GODWIN PLUMBING WELFARE PLAN	MI	$1.2M	$57K	PRIORITY HEALTH