Welfare broker

YOUR POLICY LLC

Mailing address (most recent filing)

PO BOX 58676

WEBSTER, TX 77598

Total comp: $51K
Commissions: $15K
Fees: $36K
Filings: 2
Sponsors: 2

Carrier mix

Where YOUR POLICY LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

STANDARD INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
STANDARD INSURANCE COMPANY	1	$400K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
LA	1	$400K	0.1%	126.73x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of YOUR POLICY LLC's plans by broker comp / premium ratio. Median 4.36% vs welfare-wide median 6.35% (n=1).

Prospect-flag exposure · vs market baseline

Share of YOUR POLICY LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where YOUR POLICY LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
FIBREBOND CORPORATION FIBREBOND CORPORATION WELFARE BENEFIT PLAN	LA	$400K	$17K	STANDARD INSURANCE COMPANY