Welfare broker

YOUNG AGENCY LLC

Mailing address (most recent filing)

326 WESLEY CIRCLE

MACON, GA 31204

Total comp: $9K
Commissions: $8K
Fees: $595
Filings: 13
Sponsors: 13

Carrier mix

Where YOUNG AGENCY LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$10K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	1	$10K	0.0%	19.82x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of YOUNG AGENCY LLC's plans by broker comp / premium ratio. Median 14.75% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of YOUNG AGENCY LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where YOUNG AGENCY LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
THERM, INCORPORATED THERM, INCORPORATED LIFE INSURANCE PLAN	NY	$10K	$1K	FIRST UNUM LIFE INSURANCE COMPANY