Welfare broker

YITZCHAK GOTTESMAN

Mailing address (most recent filing)

9 MAPLEWOOD TERRACE

LAKEWOOD, NJ 08701

Total comp: $1K
Commissions: $888
Fees: $572
Filings: 2
Sponsors: 2

Carrier mix

Where YITZCHAK GOTTESMAN places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$0	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NJ	1	$0	0.0%	46.37x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of YITZCHAK GOTTESMAN's plans by broker comp / premium ratio. Median n/a vs welfare-wide median 6.29% (n=0).

Prospect-flag exposure · vs market baseline

Share of YITZCHAK GOTTESMAN's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where YITZCHAK GOTTESMAN is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
OLIVETREE MANAGEMENT OLIVE TREE MANAGEMENT BENEFIT PLAN	NJ	$0	$2K	COLONIAL LIFE & ACCIDENT INSURANCE COMPANY