Welfare broker

XCEL INSURANCE II CORP

Mailing address (most recent filing)

7361,CALHOUN PLACE

STE 600

ROCKVILLE, MD 20855

Total comp: $130K
Commissions: $124K
Fees: $6K
Filings: 2
Sponsors: 2

Carrier mix

Where XCEL INSURANCE II CORP places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

METROPOLITAN LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
METROPOLITAN LIFE INSURANCE COMPANY	1	$1.9M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MD	1	$1.9M	0.1%	71.90x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of XCEL INSURANCE II CORP's plans by broker comp / premium ratio. Median 6.35% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of XCEL INSURANCE II CORP's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where XCEL INSURANCE II CORP is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
XCELHR DCXL MA METLIFE	MD	$1.9M	$124K	METROPOLITAN LIFE INSURANCE COMPANY