Welfare broker

WYE RIVER INSURANCE LLC

Mailing address (most recent filing)

6406 IVY LANE

SUITE 700

GREENBELT, MD 20770

Total comp: $202K
Commissions: $117K
Fees: $85K
Filings: 1
Sponsors: 1

Carrier mix

Where WYE RIVER INSURANCE LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	1	$2.3M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MD	1	$2.3M	0.1%	72.23x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of WYE RIVER INSURANCE LLC's plans by broker comp / premium ratio. Median 18.95% vs welfare-wide median 6.35% (n=1).

Prospect-flag exposure · vs market baseline

Share of WYE RIVER INSURANCE LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where WYE RIVER INSURANCE LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
BOZZUTO & ASSOCIATES, INC. THE BOZZUTO GROUP EMPLOYEE BENEFIT PLAN	MD	$2.3M	$437K	GUARDIAN LIFE INSURANCE COMPANY OF AMERICA